The FinvestR Blog
Plain-English articles on Indian mutual funds, SIPs, tax-saving, retirement planning and reading your own portfolio. Written by the FinvestR research desk and our founder.
More from the blog
Best mutual funds to invest in India (2026)
The 2026 shortlist across every category that matters for an Indian investor: large cap, flexi cap, mid cap, small cap, ELSS, debt, liquid. With the score, the rationale, and the live rankings link for each.
Mutual Fund vs FD: Which is better for you in 2026?
A side-by-side of FDs and equity mutual funds in 2026, with the after-tax return, the inflation-adjusted return, and the right answer for every goal from a 1-year emergency fund to a 15-year retirement SIP.
XIRR vs CAGR vs Absolute Returns: what your statement hides
Why the 14% on your CAS statement is not the return you actually earned, what XIRR and CAGR really measure, and which one to use when you compare your portfolio to the Nifty.
How to start investing in mutual funds in India (2026)
Everything you need to go from zero to your first SIP: KYC, PAN, picking an AMC, choosing a fund, automating the SIP, and the three funds most beginners actually need to start with.
Why you don't need SIF in your portfolio
A sharp look at SIF, SEBI's new long-short product, and why its capped-upside payoff is the last thing you want after two flat years in equity mutual funds.
Top mutual fund rankings: July 2026
Our July 2026 category-wise mutual fund rankings, with 1Y, 3Y, 5Y, Sharpe 3Y and a final score for every top-5 fund. Methodology on the page.
Your portfolio is alive. Your agent is too.
What 'alive' actually means for a mutual fund portfolio, the daily signals we ship, and why on-device CAS parsing matters.
ELSS vs PPF: Which 80C option is better for you?
A plain-English comparison of the two most common 80C choices, with the lock-in, return, and risk trade-offs laid out side by side.
How much do you actually need to retire in India?
A practical breakdown of the math behind a retirement corpus, from expenses to inflation to the SIP that gets you there.