Tools articles
6 posts tagged tools. See all posts.
More from the blog
SIP calculator: how much to invest monthly for your goal
A SIP calculator works backwards from your goal. Here is the future-value math behind it, the realistic return and inflation assumptions for India, and how to size the monthly SIP for a retirement or education corpus.
Just tell the chat: how FinvestR-Agent keeps track of your FDs, loans, and insurance
Your MFs are already in the agent. The FDs, PPF, EPF, home loan, credit card, and term cover are not. The fix is one chat sentence at a time. Here is what the chat understands and what it won't do.
How much term insurance cover do you actually need in India?
A plain-English framework for sizing term insurance cover in India, the math behind income replacement and liability cover, the three multipliers to ignore, and how to log the policy in your net worth.
How much should your emergency fund be in India?
How many months of expenses belong in an emergency fund, where to park it (savings account, liquid fund, short-duration debt fund), and why the standard 3-6 months rule is wrong for most Indian households.
XIRR vs CAGR vs Absolute Returns: what your statement hides
Why the 14% on your CAS statement is not the return you actually earned, what XIRR and CAGR really measure, and which one to use when you compare your portfolio to the Nifty.