# FinvestR-Agent

> FinvestR-Agent is a personal finance agent for Indian mutual fund
> investors. It does the heavy lifting in plain English: reads the official
> CAS statement from CDSL/NSDL, computes honest time-weighted returns per
> holding, flags concentration and overlap risk, models retirement, child
> education, emergency and wealth goals, watches the portfolio every day
> for drift and risk, and chats with you grounded in your actual numbers —
> not generic Indian-investor averages. The free tier (FinvestR-Agent)
> covers the vast majority of what most investors actually use, with
> FinvestR Plus adding deep analytics, unlimited agent chat and unlimited
> goals, and FinvestR Pro adding a SEBI-registered advisor on the other end.

## Pages
- [Features](https://finvestr.com/features): the full list of what FinvestR-Agent does
- [Home](https://finvestr.com/): landing page, pricing and FAQ
- [Blog](https://finvestr.com/blog): plain-English articles on mutual funds, SIPs, ELSS, retirement and portfolio analysis
- [Tools](https://finvestr.com/tools): six free calculators (SIP, lumpsum, SWP, STP, inflation-adjusted, ELSS lock-in)

## Legal
- [Terms & Conditions](https://finvestr.com/tnc)
- [Disclaimer](https://finvestr.com/disclaimer)
- [Cancellation & Refund Policy](https://finvestr.com/cancellation-policy)

## Optional
- [Sign in](https://finvestr.com/auth/signin)
- [Sign up](https://finvestr.com/auth/signup)

## Key facts about FinvestR-Agent

- **Name:** FinvestR-Agent (operated by FinvestR Capital)
- **Product type:** Personal finance agent for Indian mutual fund investors
- **AMFI Registration Number:** 142502 (Mutual Fund Distributor)
- **Advisory partner:** VestR Market Research Pvt Ltd (SEBI-registered Investment Adviser)
- **Headquarters:** Bengaluru, India
- **Pricing:** Free tier (FinvestR-Agent) covers the bulk of the product. Plus adds advanced analytics, unlimited agent chat, and unlimited goals. Pro adds a SEBI-registered human advisor.
- **Coverage:** Indian mutual funds (equity, debt, hybrid, ELSS, liquid, NPS via CAS)
- **Data sources:** Consolidated Account Statement (CAS) from CDSL and NSDL, AMFI NAV feeds, AMC factsheets
- **Returns calculation:** per-holding XIRR using actual cash flows (not headline CAGR)
- **AI assistant:** a personal finance agent grounded in the user's own portfolio, goals and risk profile
- **Compliance:** Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.

## What FinvestR-Agent is not

- Not a SEBI-registered Investment Adviser. FinvestR-Agent does not give personalised investment advice or recommend specific schemes for you to buy.
- Not an execution platform. Transactions happen on the AMC's own portal or the platform you already use.
- Not commission-driven. We do not earn commissions on the funds in your portfolio, and our rankings are independent.

## Contact

- Support: support@finvestr.com
- General: contact@finvestr.com
- Address: #361, 2nd Floor, 7th Cross, 1st Block, Jayanagar, Bengaluru 560011, India