CAS import (PDF + OTP)
Works with both CDSL and NSDL CAS statements. Or paste the email PDF. Folios, schemes, units, NAV and current value are extracted automatically.
Meet your personal finance agent
A quiet agent that does the heavy lifting
on your mutual fund portfolio.
Most of it is free.
FinvestR-Agent reads your CAS, computes honest per-holding XIRR, flags concentration risk, plans retirement, child education, emergency and wealth goals, and chats with you grounded in your actual numbers — not generic advice. Premium adds the deep stuff. The free tier already covers what most investors use every month.
See clearly
Your full portfolio, in one honest view
Stop juggling five apps. Drop in the CAS PDF your depository already issues, or use a one-time password. Mutual funds, folios, transactions, SIPs and current value, parsed in your browser, then stored on our servers under your account. No spreadsheet. No manual entry.
Per-holding XIRR
Headline CAGR lies. Your agent computes XIRR per holding from your actual cash flows. The number that actually tells you if you're ahead.
Concentration and overlap alerts
If 40% of your money is in one fund, one AMC, or one sector, your agent flags it before it hurts. Includes overlap with popular indices.
Asset class breakdown
Equity, debt, hybrid, ELSS, liquid. See your mix as a real pie, not a vague label. Compare against your goal's required mix in one glance.
Plan ahead
Four goal planners that do the maths for you
Each planner answers three questions: how much, by when, and am I on track. They use the corpus you already have, not hypothetical numbers, not rounded guesswork.
Retirement planner
Models inflation, expected return, and your current runway. Tells you the monthly SIP needed to retire on your terms.
Child's education
Projects current course cost to the year your child starts college. The SIP needed is computed, not guessed.
Emergency fund
Six months of expenses is the rule of thumb. Your agent tells you exactly how much, and which liquid fund to park it in.
Long-term wealth
For goals without a date: a house in ten years, financial independence, leaving a corpus. Set the target, get the SIP.
Ask anything
An agent that actually knows your numbers
Generic finance chatbots give generic answers. FinvestR-Agent is grounded in your real portfolio, goals and risk profile. It cannot lie to you about what you own.
Portfolio-grounded answers
Ask 'am I on track for retirement?' and get a calculation from your real holdings, not an Indian-investor average scraped off a blog.
Six free calculators
SIP, lumpsum, SWP, STP, inflation-adjusted, and ELSS lock-in. They all work without sign-up.
Drift detection and ELSS alerts
Your agent watches the portfolio daily. If your asset allocation drifts beyond your goal's target, or an ELSS is about to lock in, you get a nudge.
What FinvestR is not
Honesty matters more than features. Here’s the line we won’t cross.
- We are not a SEBI Investment Advisor. We do not give personalised investment advice or recommend specific schemes for you to buy.
- We do not execute transactions on your behalf. Transactions happen on the AMC’s own portal or the platform you already use.
- We do not earn commissions on the funds in your portfolio. Our rankings are independent — see the methodology in Rankings.
For personalised advice, consult a SEBI-registered Investment Adviser. For platform-facilitated investments, FinvestR Capital (AMFI ARN-142502) acts only as a mutual fund distributor.